:root{--ink:#16303b;--muted:#5e747d;--aqua:#087f8c;--pale:#edf8f7;--line:#dbe7e8;--white:#fff;--max:1120px}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:#087785}header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.nav{max-width:var(--max);margin:auto;padding:15px 22px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-size:21px;font-weight:800;color:var(--ink);text-decoration:none}.navlinks{display:flex;gap:18px;flex-wrap:wrap}.navlinks a{text-decoration:none;color:var(--ink);font-size:14px}
main{max-width:var(--max);margin:auto;padding:58px 22px 76px}.article{max-width:780px}.eyebrow{font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--aqua)}
h1{font-size:clamp(36px,6vw,62px);line-height:1.06;letter-spacing:-.035em;margin:8px 0 22px}h2{font-size:29px;line-height:1.2;margin:42px 0 12px}p{margin:0 0 18px}.lead{font-size:21px;color:#425e68;max-width:760px}
.btn{display:inline-block;background:var(--aqua);color:white;text-decoration:none;padding:13px 20px;border-radius:9px;font-weight:800}.btn.secondary{background:#dff2f0;color:var(--ink)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 48px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0 40px}.card{display:flex;flex-direction:column;gap:7px;border:1px solid var(--line);padding:22px;border-radius:14px;text-decoration:none;color:var(--ink);background:#fff}.card span{color:var(--muted)}
.note,.cta{background:var(--pale);padding:22px;border-radius:14px;margin:28px 0}.cta small{display:block;color:var(--muted);margin-top:12px}.cta h2{margin-top:0}.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:28px 0}.facts div{background:var(--pale);padding:18px;border-radius:12px}.facts strong,.facts span{display:block}.facts strong{font-size:25px}.facts span{font-size:13px;color:var(--muted)}
table{border-collapse:collapse;width:100%}th,td{text-align:left;border-bottom:1px solid var(--line);padding:12px}.tablewrap{overflow:auto}.linklist li{margin:9px 0}
footer{background:#102c35;color:#d7e5e7;padding:40px 22px}footer .inner{max-width:var(--max);margin:auto}footer a{color:white}
@media(max-width:760px){.nav{align-items:flex-start;flex-direction:column}.navlinks{gap:12px}main{padding-top:38px}.cards,.facts{grid-template-columns:1fr}h2{font-size:25px}}